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The idea of finally retiring from work may fill some with joy – but it can also be a great source of anxiety. It is all well and good to dream of long summers, holiday homes and big family trips, but how much money do you need to fund a new life without a salary? Ian Cook from Quilter Wealth Management stated, "Back in the day," defined benefit pensions meant that individuals generally did not have to be concerned about their pension income depleting since they received a lifetime guarantee of regular payments. "Currently, within the realm of defined contribution schemes , you need to meticulously balance what amount you wish to have for your retirement with how extended you desire this financial security to last." Telegraph Money below outlines ways to finance a comfortable retirement, and discusses reasons such as the possibility of retiring early and the expenses associated with care, which may require setting more money aside. What constitu...

Side gigs have transitioned from being just a fad to becoming an essential component of numerous individuals' monetary plans. No matter if you want to enhance your main salary, delve into a hobby project, or investigate business ventures, there are numerous avenues for earning additional money beyond a standard 9-to-5 job. Thanks to the use of digital competencies and the growth of online sales channels, adaptable working conditions have made it easier than ever for people to engage in additional income-generating activities. Experts at Airtasker , a community-focused service platform, has revealed ten distinct part-time ventures to jump-start your activities this January. 1.Social media manager A lot of smaller enterprises utilise social media channels to showcase their goods or offerings. As a social media manager for this freelance opportunity, your role will involve crafting and overseeing promotional activities for your client across such platforms wi...